In order to benefit from our new driver tips, you need some wheels to get around in, so let’s start with a quick guide to budgeting for and buying your first vehicle.

1. Payment plans that make buying a car as a recent grad easy
2. Budget
3. Safety
4. Payment plans that make buying a car as a recent grad easy

Unless you’re paying in cold hard cash, chances are you’ll be taking out a car loan to finance your purchase. This might sound daunting, as buying a car is probably the most expensive thing you have ever purchased at this point in your life if you’re a recent grad.

It’s exhilarating (or relieving depending on your perspective!) to think about graduating from high school and heading off to college. It’s exciting to think about driving from your apartment to campus or exploring restaurants and concert venues in your new city. Continue reading

Employment and fees to get into tertiary institutions are a sore subject amongst South Africans. Many young folk who want to further their education, simply can’t or can only do so if they take out a loan to help them pay for their studies.

And unfortunately so many people are so desperate that they often take out loans without thinking about the implications, especially when it comes to considering the repayment plans being offered.

According to Old Mutual, if you do take out a student loan, sometimes the only amount that you need to pay back on your loan while you’re studying, is the interest on the loan

Yes, student loans facilities and financial institutions are certainly there to help, but what you need to remember is that these institutions aren’t just there to help you – they need to make money in return as well. Continue reading