But did you know that you can go to college without taking a lot of student debt (or even any)?

In this article, we explain why all student loan debt isn’t bad, even if it feels that way at first. We will show you all of the different funding options available to you before you even have to start thinking about student loans.

These tips will help you determine whether the student debt you’re choosing to take on is a wise investment or a risky financial decision.

But no payment scares people more than a student loan. The problem? Too many people are only looking at the statistics and having one of these two reactions —

I know college is expensive, so I’m just going to go where I want and not worry about it until I graduate.

General Mindset vs. Particular Mindset

Here’s another way to put this – to decide not to go to college because the average student loan debt is over $25,000 is to assume that it will be that much, or more, for yourself.

In reality, student loan debt is different for everyone and depends on many factors, including what career you want to go into, your academic record in high school, your financial history and, of course, where you choose to go to school. Continue reading